california health insurance company






california health insurance company

This article or section does not cite its references or sources. You can help Wikipedia by introducing appropriate citations.

Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance.

History and evolution

The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Health Insurance. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance. [1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.

Home   ind   north carolina health insurance quote   cheap health insurance option   health humana individual insurance   central florida health insurance   health insurance company in california   minnesota health insurance quote   group health insurance lead   health insurance information   traveler health insurance   child health insurance quote   fortis temporary health insurance   health insurance companies in texas   health insurance international medical   missouri health insurance quote   colorado health individual insurance plan   health care insurance companies   texas group health insurance   florida health insurance for child   florida health insurance plans   california health insurance company   indiana health insurance quote   health insurance in minnesota   texas health insurance company   california health insurance companies   health care insurance company   health insurance premium   blue cross health insurance quote   georgia group health insurance   texas child health insurance