health insurance premium
health insurance premiumThis article or section does not cite its references or sources. You can help Wikipedia by introducing appropriate citations.Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance. History and evolutionThe concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Free quotes from top medical companies. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance. [1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case. Home ind individual health insurance option north carolina health insurance quote louisiana health insurance company health humana individual insurance central florida health insurance health insurance agents family health insurance plan health insurance company in california illinois health insurance quote minnesota health insurance quote health insurance information travel health insurance canada group health insurance florida individual health insurance plan texas child health insurance quote international medical health insurance health insurance international medical family florida health insurance plan colorado health individual insurance plan florida health insurance for child united health care medical insurance travel health insurance cover health insurance in minnesota florida small group health insurance texas health insurance company california health insurance companies health insurance premium georgia group health insurance health care insurance provider |