health care insurance company
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Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance.
History and evolution
The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Health and Health Care Publications. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance.  Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.Home missouri health insurance quote california health insurance company fortis temporary health insurance health in insurance plan texas compare health insurance plan international medical health insurance health care insurance provider health insurance information texas health insurance plan louisiana health insurance company child health insurance texas family health insurance plan health humana individual insurance coverage health illinois insurance group health insurance florida florida health insurance for child health insurance quote wisconsin health insurance college students colorado health individual insurance plan cheap health insurance option health insurance international medical georgia group health insurance texas health insurance company health care insurance providers health care insurance company blue cross health insurance quote top health insurance company travel health insurance cover texas health insurance companies care dental health insurance united