texas group health insurance
texas group health insuranceThe Health Insurance Portability and Accountability Act (HIPAA) was enacted by the U. S. Congress in 1996. According to the Centers for Medicare and Medicaid Services' (CMS) website, Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers. The AS provisions also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system. Group Health Insurance. Title I: Health Care Access, Portability, and RenewabilityTitle I of HIPAA regulates the availability and breadth of group and individual health insurance plans. It amends both the Employee Retirement Income Security Act and the Public Health Service Act. Title I prohibits any group health plan from creating eligibility rules or assessing premiums for individuals in the plan based on health status, medical history, genetic information, or disability[1]. Title I also limits restrictions that a group health plan can place on benefits for preexisting conditions. Group health plans may refuse to provide benefits relating to preexisting conditions for a period of 12 months after enrollment in the plan or 18 months in the case of late enrollment [2]. However, individuals may reduce this exclusion period if they had health insurance prior to enrolling in the plan. Home ind north carolina health insurance quote aetna health insurance quote health humana individual insurance family health insurance plan health in insurance plan texas minnesota health insurance quote travel health insurance canada traveler health insurance child health insurance quote fortis temporary health insurance health insurance companies in texas health insurance international medical pacificare health insurance colorado health individual insurance plan health insurance quote wisconsin florida health insurance for child fortis short term health insurance united health care medical insurance florida health insurance plans california health insurance company indiana health insurance quote group health insurance texas health insurance in minnesota florida small group health insurance texas health insurance company california health insurance companies blue cross health insurance quote georgia group health insurance texas child health insurance |