health care insurance companies


 


 

 

 

 

health care insurance companies

This article or section does not cite its references or sources. You can help Wikipedia by introducing appropriate citations.

Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance.

History and evolution

The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Health Insurance Guide! Welcome. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance. [1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.

Home   ind   north carolina health insurance quote   health humana individual insurance   american health insurance   health in insurance plan texas   health insurance company in california   group health insurance florida   traveler health insurance   home health care insurance   fortis temporary health insurance   health insurance companies in texas   family florida health insurance plan   missouri health insurance quote   pacificare health insurance   health care insurance companies   texas group health insurance   health insurance quote wisconsin   florida health insurance for child   health insurance college students   united health care medical insurance   care dental health insurance united   california health insurance company   indiana health insurance quote   group health insurance texas   florida small group health insurance   top health insurance company   health care insurance company   blue cross health insurance quote   georgia group health insurance   health care insurance provider