health care insurance companies
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Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance.
History and evolution
The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Health Insurance Guide! Welcome. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance.  Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.Home ind north carolina health insurance quote health humana individual insurance american health insurance health in insurance plan texas health insurance company in california group health insurance florida traveler health insurance home health care insurance fortis temporary health insurance health insurance companies in texas family florida health insurance plan missouri health insurance quote pacificare health insurance health care insurance companies texas group health insurance health insurance quote wisconsin florida health insurance for child health insurance college students united health care medical insurance care dental health insurance united california health insurance company indiana health insurance quote group health insurance texas florida small group health insurance top health insurance company health care insurance company blue cross health insurance quote georgia group health insurance health care insurance provider