health insurance companies california


 


 

 

 

 

health insurance companies california

This article or section does not cite its references or sources. You can help Wikipedia by introducing appropriate citations.

Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance.

History and evolution

The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Quality Plans. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance. [1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.

Home   united health care medical insurance   health insurance information   group health insurance lead   fortis temporary health insurance   family health insurance plan   traveler health insurance   texas health insurance plan   indiana health insurance quote   family florida health insurance plan   top health insurance company   health insurance quote wisconsin   texas child health insurance   florida small group health insurance   texas group health insurance   coverage health illinois insurance   health insurance in minnesota   individual health insurance plan texas   international students health insurance   international medical health insurance   health humana individual insurance   missouri health insurance quote   individual health insurance option   health insurance college students   minnesota health insurance quote   compare health insurance plan   health insurance company in california   florida health insurance plans   health insurance premium   california health insurance company   florida health insurance for child