of Going into Buy-To-Let, Buying a Commercial Property, Refinancing
Present Borrowings or just Raising Additional Capital?
for a Commercial Loan is a very different affair from applying for a Domestic
Mortgage which is normally a simple form filling or box ticking exercise.
Every commercial proposition is different and needs an individual approach
to ensure its best chance of success - on the best possible terms. A good
Broker understands what the Lender wants to hear and knows how to present
his client's case to advantage whereas a client's direct approach can
often fail or result in less attractive terms and onerous conditions.
Although I am not a broker I am introducing potential clients to this
company. I receive a 20% cut of THE FINANCE COMPANYS commission which
is why I have not mentioned their name or given their contact details.
you are interested and I strongly suggest that you at least talk
to them, contact me on:
M- 07802 427835
Johnson's of Carlisle
PO Box 254
your name, contact number and brief description of the property
or properties (Number of, rough value, etc.) you are looking to
get finance for. I will pass this on to THE FINANCE COMPANY and
they will contact you accordingly.
have remortgaged my entire portfolio with them and have bought several
other properties using their services.
HAVE SAVED THOUSANDS.
out one of the current offers available at the end of this article. THE
FINANCE COMPANY which as specialist Commercial Finance Brokers with over
30 years experience, and with privileged access to a wide range of reputable
Institutional Lenders, are proud of their reputation for achieving a high
success rate. As a result, most of their new Clients come from recommendations
by Professional Advisors - Solicitors, Accountants, Commercial Estate
Agents, Financial Advisors and even other Mortgage Brokers.
No Win No Fee Policy
FINANCE COMPANY first discuss your requirements in strict confidence
and provide, free of charge, a written illustration of the best
facility available detailing the terms and costs that will be incurred
should you wish to proceed. If you are happy with the illustration
and instruct THE FINANCE COMPANY, the pre-agreed arrangement fee
only becomes payable if and when they are successful in arranging
the facility on the terms illustrated.
FINANCE COMPANY is a full Member of the National Association of
Commercial Finance Brokers (NACFB), an Association established to
promote the highest professional standards of its Members who must
observe a strict Code of Practice.
Consider some of the ways the right Commercial Finance Package can be Your
one half percent reduction in interest rates can save thousands of
pounds over the term of a loan. THE FINANCE COMPANY are able to offer
commercial facilities from Base Rate plus 0.75%.
an Interest Only option or the alternative of extending the period
of repayment. Either way, payments can be substantially reduced to
improve cash flow. Most of the long term repayment facilities THE
FINANCE COMPANY offer (often up to 25 years) allow extra capital repayments,
or even full early settlement, without any penalty. This gives borrowers
a real incentive to repay earlier if they are able and choose to do
Losing an Opportunity
frustrating to miss the opportunity to buy a property or business
for lack of funds. The success of an application always depends on
how it is presented. THE FINANCE COMPANY often converts failure to
success by having access to well established sympathetic Lenders.
Not all Lenders think the same.
has always been a tendency for Banks to over secure the facilities
they provide. Tying up too much security can restrict the growth potential
of any business and give too much control to the Bank. Most of THE
FINANCE COMPANYS facilities allow you to provide minimum security
and keep your present day to day banking relationship.
Banks review facilities annually and require periodic revaluations
of their security for which borrowers are charged. When banks review
their lending policy, a facility may be curbed or recalled leaving
a borrower embarrassingly exposed. Most of the long term facilities
THE FINANCE COMPANY arrange have fixed terms and conditions that do
not require periodic review or revaluations of security.
of THE FINANCE COMPANY not just as a Broker - but as a Help line for free
advice on all your Commercial Finance enquiries -
For an Introduction
01228 402397 / 0780 2427835
or E-mail: email@example.com
Johnson's of Carlisle
PO Box 254
Investments (Buy to Let)
from the conventional Buy to Let, THE FINANCE COMPANY is able to
arrange funding on difficult propositions such as ex Local Authority
flats or houses, flats above or attached to commercial properties,
HMO properties comprising Bedsits or Regulated Tenancies. Unconventional
lettings normally produce better rental yields.
time buyers or seasoned professionals are catered for with 100%
advances utilising spare equity. This type of facility can provide
very cheap flexible funding that can be used for any purpose and
is ideal for replacing more expensive bank borrowings
can be attractive to more experienced investors and small Pension
Funds specially since current law precludes Self Administered or Self
Invested Pension Funds holding residential property investments. Depending
upon the covenant of the Tenant, THE FINANCE COMPANY can arrange 25
year facilities at less than 1% over Bank Base Rate - often without
Directors' personal guarantees.
Business and Start-ups
reputable Lenders insist on being satisfied that a business produces
sufficient income and can afford to service any loan commitment. However,
it is not unusual for small businesses to hide their true level of
profit or have no Financial Statements to show - as in the case of
a new business Start-up. THE FINANCE COMPANY has considerable experience
arranging competitive loans on freehold and leasehold trading businesses
with or without proper trading records - up to 100% of property value
and 25 years to repay.
Occupied Commercial Properties
most small to medium sized businesses, owning a property from which
to operate offers long term security - and an appreciating asset to
bolster the Balance Sheet. THE FINANCE COMPANY can arrange 100% loans
at no greater cost than paying rent. Difficult Landlords and regular
rent reviews can be a thing of the past.
Development and Bridging Finance
term finance plays an important part on development projects all of
which need to be considered on their own merits to provide the right
level of support. THE FINANCE COMPANY can arrange up to 75% funding
with interest charges rolled up. Bridging facilities can be made available
for draw down within 24 hours.
INTEREST RATES ARE LOW-
YOURS LOW WITH A FIXED RATE OF
FOR SEVEN YEARS
THE UNCERTAINTY of SEE-SAW RATES and SLEEP AT NIGHT
Only or Capital Repayment Option
Limited Companies Acceptable
No-Tie in after Seven Years
Loan Term up to 35 Years
Purchases and Refinance to 80% LTV
Self-certification Option - Quick and Simple
Limited Funds - 1st Come 1st Served
SAFE - NOT SORRY
for a free tailored illustration without obligation.