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Taking refuge in the Triple Jewel means submitting oneself, to rely on to the :
1. The Buddha's Jewel
2. The Dharmma's Jewel
3. The Sangha's Jewel
For this can lead one to enlightenment...
For Buddhists taking refuge in the Triple Jewel, The Buddha is the Guide, The Dharma is the Path and the Sangha
is the Teachers or Companions (those who practice together) along the way.
Below are some excerpts from the Dallas Buddhist Association
from Taking Refuge in the Triple Jewels
http://www.amtb-m.org.my/english/aboutbudd/understand/takingrefuge.htm
What is Taking Refuge?
Taking Refuge means to return and rely. From where
do we return from and upon what do we rely? When we take refuge in the
Buddha, we are returning from our deluded state of mind and relying upon
an Awakened, Understanding mind. When we take refuge in the Dharma, we
are returning from deviant views and relying upon proper views and understanding.
When we take refuge in the Sangha, we are returning from pollution and
disharmony and relying upon Purity of Mind and the Six Principles of Harmony.
Taking refuge in the Triple Jewels restores the complete wisdom and abilities
of our self-nature. We will attain purity, equality, honesty, contentment,
compassion and overall, true happiness.
The Buddha Jewel
Buddha is a Sanskrit word meaning Awareness and Understanding.
When we take refuge in the Buddha, we vow to return from blind faith and
delusion and rely upon Understanding and Awareness as a way of life. We
are not relying upon the statues or Buddha-images, but rather the spirit
of understanding and awareness they represent.
As students of the Pure Land Teachings, we learn
to rely upon Buddha Amitabhas lessons on wisdom and compassion.
The name "Amitabha" stands for Infinite Light and Infinite Life.
When we follow his teachings, we will attain wisdom, happiness and longevity.
This is taking refuge in the Buddha.  
The Dharma Jewel
Dharma means Right Understanding and Views. Delusion
has obstructed us from seeing the true face of people and the reality
behind matters and objects. This has caused us to look at life and the
universe in a distorted and deviant way. When delusion is cleared and
our minds are pure to an extent, we give rise to wisdom. With wisdom,
we are able to see all people and matters completely and clearly. When
our hearts are pure, we can see the past, present and future. Only when
we have clearly seen the whole can our viewpoint and understanding be
considered right.
The Buddhas mind is pure without the slightest
pollution and therefore sees everything clearly and entirely. We can rely
upon the sutras, which are the recorded teachings of the Buddha, because
they speak entirely of the truths the Buddha has seen. They teach and
show us the way to attain Purity of Mind, to see life and the universe
most clearly and become just like the Buddhas.
As students of the Pure Land Teachings, we should
rely upon the five Sutras and one commentary of the Pure Land as guidelines
of practice:
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The Buddha Speaks of the Infinite Life Sutra of Adornment, Purity,
Equality and Enlightenment of the Mahayana School.
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The Amitabha Sutra
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The Visualization Sutra
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"The Chapter of Universal Worthy Bodhisattvas Conduct
and Vows,"
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"The Chapter on the Foremost Attainment of Great Strength Bodhisattva
through Buddha Recitation,"
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"Vasubandhu Bodhisattvas Report on the Way to Reaching
the Pure Land."
This is taking refuge in the Dharma.  
The Sangha Jewel
Sangha means purity and harmony. Todays
world is full of pollution; pollution of mind, spirit, views and body.
Even the earth and atmosphere are hazardly polluted. The Buddha taught,
"The environment changes according to our state of mind."
We would do well to return from all these pollutants and rely upon
Purity of Mind, for it is the key to saving our Earth.
There is also great disharmony in our world today,
among spouses, families, friends, societies and countries which has
brought us much suffering and many disasters. The Buddha taught us
to rely upon the Six Principles of Living in Harmony to establish
harmonious relationships between others and ourselves.
As students of the Pure Land Teachings, we rely
upon wisdom and compassion as our way of treating others and dealing
with affairs. Great Strength Bodhisattva represents wisdom. His choice
of the Buddha Recitation method of practice is wisdom in its highest
form. Guan Yin Bodhisattva represents compassion; when we help introduce
the Pure Land Teachings to others, we are practicing the compassion
of Guan Yin Bodhisattva.
This is taking refuge in the Sangha.  
To the Buddha I return and rely,
returning from delusions and
relying upon Awareness and Understanding.
To the Dharma I return and rely,
returning from erroneous views and
relying upon Proper Views and
Understanding.
To the Sangha I return and rely,
returning from pollution and disharmony and relying
upon Purity of Mind and the
Six Principles of Harmony.
Source: Dallas Buddhist Association
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