EDUCATION

                                Georgia State University

Bachelor of Business Administration (May 2001)

Summa Cum Laude

Double Major: Actuarial Science & Finance, with concentration in Investments

                                University of Texas - Pan American

Undergraduate Studies in Finance & Mathematics (1996 – 1998)

G. P. A.  3.96 after 83 credits/hours

Society of Actuaries (SOA) Exams:  Courses 1 & 2

WORK EXPERIENCE

                Sept. ’03 – March ´04          Actuarial Analyst

                                                                CIGNA HealthCare – Life & Disability Reserves

                                                Set Reserves for Life Insurance Products, including whole life, survival income annuities, and others.

                                                                                Perform Quarterly Reviews of the level of Reserves.

                                                                                Monitor the adequacy of assets for Deposit Account Funds and Advance Premium Deposit Funds.

                July '01 – Sept. ‘03               Actuarial Analyst

                                                                CIGNA HealthCare – Medical Products Pricing

                                                                                Set Medical Rates for Florida, Puerto Rico, and the U. S. Virgin Islands for products ranging from HMO to Indemnities.

                                                                                Review the adequacy of rates and trends through monthly monitoring.

                                                                                Develop pricing for non-standard benefits, including emerging medical procedures.

                                                                                Renewal Process Specialist, maintaining and modifying the renewal models as needed        

                June '00 – Aug. '00               Summer Intern

                                                                Global Human Resources Solutions

                                                                PricewaterhouseCoopers LLP

                                                                                Worked with retirement plans for a variety of clients. Developed one-stop spreadsheets with factors for different scenarios. Worked on data preparation, and benefit calculations, while familiarizing myself with the AIM and Acclaim software.

                Aug. '00 – May '01               Community Assistant (Resident Assistant)

                Aug. '99 – May '00               Assistant Community Assistant

                                                                Georgia State University Village

                                                                                Assessed and met the needs of the 86 residents through daily interaction, and by planning and implementing educational and social programs, while enforcing University Policies.

SKILLS

                                                                Bilingual – Fluent in Spanish and English.

Knowledgeable with IBM-compatible computers, including the Microsoft Office Software, Visual Basics, HTML and Web Design.

AWARDS

2002 & 2003                           CIGNA’s Circle of Excellence Award

                                                                Recognition for my contributions to CIGNA's Pricing Department.

2000                                        Academic & Co-curricular Excellence Award

Presented annually to one senior who exceeded in campus involvement, while maintaining academic excellence.

2000                                        Dean's Scholarship Key

Cumulative recognition for outstanding academic achievement at the 120 semester hours milestone at Georgia State University with 3.5 GPA or higher.

2000                                        Faculty Scholar Award

Cumulative recognition for maintaining a 4.0 GPA while accruing a minimum of 36 semester hours over no more than four consecutive semesters in residence.

2000                                        Eli A. Zubay Actuarial Science Award

Presented annually to a rising senior in actuarial science in recognition of academic excellence in actuarial science.

ACTIVITIES

National and Community

Sept. '97 – Present                Sigma Lambda Beta International Fraternity, Inc. – Life Member, Alumni Member

                Oct. '98 – Present                 Knights of Columbus – Religious Service Organization, 4th Degree Member, Grand Knight

                Apr. '00 – Present                 International Fraternity of Delta Sigma Pi – Life Member, Alumni Member

                Feb. '97 – May '01                Gamma Beta Phi Society – National Student Service Organization, Member            

                Jan. '99 – May '01                 GA Tech Catholic Center – Catholic Student Center, Volunteer

Georgia State University

Feb. '99 – May '01                Student Government Association

Vice-president of Student Services (From May '00 till May ‘01)

Bylaws Revision Committee, Chairperson (From July '00 till May ‘01)

Budget and Finance Committee, Member (From June '00 till May ‘01)

Constitution Revision Committee, Chairperson (From Sept. 1999 till May '00)

Junior Class & Student Services Senator (From March 1999 till May '00)

Jun. '99 – May '01                 University Senate

Student Representative

                                                                                Student Life and Development Committee, Member

                Apr.  '00 – May '01               Gamma Iota Sigma Risk Management and Actuarial Science Fraternity, Alumni Officer

Apr. '00 – May '01                International Fraternity of Delta Sigma Pi, Chancellor & Ritual Chair

Nov. '00 – May '01               La Unidad Latina / The Latino Union, President

Mar. ´01 – May ´01              Phi Kappa Phi National Honor Society, Member

Dec. '99 – May '01                Omicron Delta Kappa National Leadership Honor Society, Member

Nov. '99 – May '01               Golden Key National Honor Society, Member

Feb. '99 – May '01                Latin American Students Association, Member (Former Vice-president: 2-99 to 10-99)

Mar. '00 – May '01                GSU Campus Talkers Chapter of Toastmasters International, Member

Apr. '00 – May '01                National Residence Hall Honorary, Member

Dec. '98 – May '01                Beta Gamma Sigma National Business Honor Society, Member

University of Texas – Pan American

Dec. '98                                  Bacchus/Gamma Peer Educators Network

Peer Educator Certification Course (December, 1998)

Dec. '96 – Dec. '98                Sigma Lambda Beta International Fraternity, Inc.

Founder of Colony (December, 1996)

President (From July 1998 to Dec. 1998)

Treasurer (From Jan. 1998 to June 1998)

Vice-president (From Jan. 1997 to Dec. 1997)

Feb. '98 – Dec. '98                 University Honors Council, Student Representative

                Jan. '97 – Dec. '98                 Student Government Association

                                                                                Senator for the College of Business Administration (From Jan. 1997 to Dec. 1998)

                Chairperson, Fiscal Operations Committee (From April 1997 to April 1998)

Chairperson, Absence Review Committee (From Aug. 1998 to Dec. 1998)

Senator of the Month (June & July 1997)