medical insurance plans

The Ontario Health Insurance Plan (OHIP) is the government-run health plan for the Canadian province of Ontario.

Every Ontario resident is entitled to free access to emergency and preventive medical care under OHIP. Ontario residents may go to a participating doctor—essentially every doctor practicing in the province—any time they wish and the services are billed through OHIP to the government. It does not cover such areas as prescription drugs or dental care, but did cover one eye examination every two years and limited chiropractic and physical therapy services, until most eye exams and all chiropractic and physical therapy were "delisted," or removed from coverage, by the Liberal government of Dalton McGuinty in May 2004. Provision continues to be made for free coverage to minors. OHIP is funded by taxes paid by the residents of Ontario and by transfer payments from the federal government.

In order to be eligible for coverage under OHIP, a person normally must be a Canadian citizen or have a long-term immigration status as set out in Ontario's Health Insurance Act, must make his or her permanent and principal home in Ontario, and must be physically present in Ontario 153 days in any 12-month period. Use Medical Insurance to find medical insurance quotes for free.