expat health insurance

Healthcare in Switzerland is regulated by the Federal Health Insurance Act. Goodhealth : Welcome. Health insurance is compulsory for all persons resident in Switzerland (within three months of taking up residence or being born in the country). International civil servants, members of permanent missions and their familiy members are exempted from compulsory health insurance. They can, however, apply to join the Swiss health insurance system, within six months of taking up residence in the country.

Cover and costs

The compulsory health insurance covers a range of treatments which are set out in detail in the Federal Act. It is therefore the same throughout the country and avoids double standards in healthcare. International Health Insurance. It provides for treatment in case of illness or accident (unless another accident insurance provides the cover) and pregnancy.

Health insurance covers the costs of medical treatment and hospitalisation of the insured. However, the insured person pays part of the cost of treatment. This is done:

In case of pregnancy there is no charge. Hair Loss. For hospitalisation, one pays a contribution to room and service costs.

Insurance premiums vary according to insurance company (Ger. Krankenkassen, Fr. caisses-maladie, It.