west virginia health insurance
west virginia health insuranceThis article or section does not cite its references or sources. You can help Wikipedia by introducing appropriate citations.Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance. History and evolutionThe concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Grand Junction Insurance. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance. [1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case. Home florida small business health insurance low cost health insurance texas health insurance unemployed california health insurance online quote health insurance memphis business health insurance small texas new jersey health insurance companies small business health insurance florida company private health insurance health and medical insurance quote ohio individual health insurance california health insurance senior health insurance price quote pennsylvania low cost health insurance arizona health insurance quotes florida health insurance quote california comparison health insurance alternative health insurance health insurance companies texas low cost health insurance alternative personal care health insurance short term health insurance texas health insurance agent individual health insurance company health insurance company in texas health insurance for small companies health insurance price health insurance maternity canadian travel health insurance arizona health insurance quote |