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individual health insurance companyThe Health Insurance Portability and Accountability Act (HIPAA) was enacted by the U. S. Congress in 1996. According to the Centers for Medicare and Medicaid Services' (CMS) website, Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers. The AS provisions also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system. Individual Health Insurance Quotes. Title I: Health Care Access, Portability, and RenewabilityTitle I of HIPAA regulates the availability and breadth of group and individual health insurance plans. It amends both the Employee Retirement Income Security Act and the Public Health Service Act. Title I prohibits any group health plan from creating eligibility rules or assessing premiums for individuals in the plan based on health status, medical history, genetic information, or disability[1]. Title I also limits restrictions that a group health plan can place on benefits for preexisting conditions. Group health plans may refuse to provide benefits relating to preexisting conditions for a period of 12 months after enrollment in the plan or 18 months in the case of late enrollment [2]. However, individuals may reduce this exclusion period if they had health insurance prior to enrolling in the plan. Home health insurance for the unemployed texas health insurance quotes health insurance for senior citizen affordable health insurance self employed low cost health insurance plan georgia individual health insurance private health insurance providers kaiser permanente health insurance health insurance quote georgia health insurance unemployed health insurance memphis health insurance cincinnati health insurance companies florida aflac health insurance company private health insurance best health insurance companies health insurance for international students free health insurance quote online florida health insurance quotes pennsylvania low cost health insurance california comparison health insurance health insurance raleigh health insurance companies texas low cost health insurance alternative personal care health insurance california family health insurance quote short term health insurance texas individual health insurance company health insurance company in texas arizona health insurance quote |