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The policy covers sudden and
unforeseen material damage to Electronic equipments due to
any cause not specifically excluded. This policy can be
taken by either owner, lesser or hirer of the equipment.
Following types of
equipments are covered
- Computers with built-in
software
- Telecommunication
equipment
- Transmitting and
receiving installations Radio, TV, Cinema-sound
reproduction and studio equipment
- Material testing and
research equipment
- Electro Medical
equipment
- Signal and transmitting
units
- Office Calculators,
duplicating & reproduction machines
- Control & supervisory
units
- VSAT equipment
The policy covers damage
caused by the following
- Smoke, soot, dust,
corrosive gases etc.
- Water and Humidity.
- Short circuit and
Electrical fire risk.
- Faulty operations, lack
of skill.
- Falling object and entry
of foreign bodies
- Fire, lightning,
explosion.
- Riot and strike and
malicious damage and terrorism.
- Theft and burglary.
- Natural calamities –
flood, inundation, storm, cyclone and earthquake
- Subsidence, landslide,
rockslide.
Loss or damage due to
following in specifically excluded
- Normal wear and tear
- War, willful acts, gross
negligence
- Faults for which third
party is responsible
- Failure due to
interruption of gas, water or power supply
- Aesthetic defects
- Consequential loss of
any kind
- Material damage by
workmen and burglary
- Hail-Storm-Frost
- Loss to consumables and
operating media etc
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Machinery Breakdown Insurance
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