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  Fire Policy
The policy compensate for the loss to the insured property (immovable and movable) at various locations against the destruction or damage caused by following -
  • Fire
  • Lightning
  • Explosion / Implosion
  • Aircraft damage
  • Riot, Strike, Malicious and Terrorism
  • Storm, Tempest, Flood, Inundation, Hurricane, Cyclone, Typhoon and Tornado.
  • Impact by any Rail/ Road vehicle or animal
  • Subsidence / Landslide including rockslide
  • Missile Testing Operations
  • Bursting and / or overflowing of water tanks, Apparatus & pipes
  • Leakage from Automatic Sprinkler Installations
  • Bush Fire
  • Earthquake (by charging additional premium)
Features :
 
  • Standard Fire policy governed by All India Fire Tariff by Tariff Advisory Committee, a Statutory Body
  • Special Policies for Stocks (on declaration and floater basis)
  • Discount for long term policy (exceeding 3 years) for dwellings

  • Covers the following expenses following the loss/ damage to the insured property

 

  1. Architects, Surveyors and Consulting Engineers' Fees upto 3 % of the claim amount.

  2. Expenses incurred for removal of debris to clear the site upto 1 % of the claim amount.
Burglary Insurance
The policy provide cover against loss or damage by burglary, house breaking, theft, hold up by forcible and violent means to the contents of the premises i.e, godown, factory, office, warehouse, shops etc. Three types of policies available
  • Full Value Insurance
  • First loss Insurance
  • Stock Declaration Policies
The policy does not cover the loss to Gold, watches, jewellery, precious stones, plans, designs, money, business books etc. unless specifically insured
  Contact Me :
If you require a quotation or more information, please feel free to use one of the following contact methods:
Telephone : +91 (022) 2833 9724; Mobile 93222 84070
e-mail : sharmamah@gmail.com
 
  Industrial Insurance
 
Fire
Burglary
Machinery Breakdown
Electronic Equipment
Contractors All Risk
Marine cum Erection
Storage cum Erection
Consequential Loss
  Advance Loss of profit
  Contractors Plant & Machinery