Nacho Dip

1 lb. ground beef
1 sm. onion chopped
1 can refried beans
1 (8 oz.) jar salsa
1 envelope taco seasoning mix
1 c. shredded cheddar cheese
1 (8 oz.) cream cheese (softened)

Combine ground beef and onion in a large skillet, and cook until meat is browned, stirring to crumble meat; drain. Add taco seasoning mix, mixing well. Layer in deep baking dish, first the cream cheese, then the refried beans, next is the salsa, then the ground beef mixture. Top with shredded cheddar cheese. Bake at 350 for 25 minutes. Serve with tortilla chips.

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