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include foreclosure of the maker's interest. For loans between individuals, writing and signing a promissory note is often considered a fargo home loan well idea for tax and recordkeeping reasons. A promissory note differs from an IOU in that the latter is a simple acknowledgement of the existence of a debt owed, whereas a promissory note, as its fargo home loan well implies, contains an affirmative undertaking to pay the amount stated. In the United States, a promissory note that meets certain conditions is a negotiable instrument governed by Article 3 of the Uniform Commercial Code. Negotiable promissory notes are used extensively in combination with mortgages in the financing of real estate transactions. Other uses of promissory notes include the capitalization of corporate finances through the issuance and transfer of commercial paper. Payment Shock - Industry term to describe the severe fargo home loan well or planned for by borrower) upward movement of mortgage fargo home loan well interest rates and it's effect on borrowers. Sadly, for those that do not read this wiki entry or who do read it but cannot understand it's contents, they may experience it, or spend too much of their incomes to borrow on fixed terms only. See Caps below Cap - Any clause that sets fargo home loan well maximum change for the interest rate of an ARM loan. Understanding CapsFor other uses of Amortization, see the Amortization disambiguation page. A real estate broker is in the business of brokering real estate transactions; this is, finding sellers for those who want to buy