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repay To protect the lender, a mortgage is recorded in the public records creating a lien debt consolidation secured loan there are multiple liens, order of recording determines priority). Since mortgage debt is often the largest debt owed by the debtor, banks and other mortgage lenders run title searches of the real property to make certain that the lien of the mortgage is prior to anyone else's claim. Tax liens, in debt consolidation secured loan cases, will come ahead
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