| is calculator consolidation debt loan detailed description applicable to US fixed rate mortgages. First the nomenclature: I - The stated interest rate, for example, 5%/year. This is not the APR (annualized percentage rate). m - The number of periods in the time frame of I. I is usually based on a year but it could be based on any amount of time. i - The interest rate for the compounding period which is needed for the calculation. For example, a real property mortgage is usually based on a calculator consolidation debt loan period. In this case i=I/12 where I is based on calculator consolidation debt loan normal yearly period. In general i=I/m. Also I needs to be a decimal not a percent thus it also needs to be divided by 100. n - The total number of periods or payments. Things like mortgages usually calculator consolidation debt loan multiple years. B - The balance, for example, the balance remaining on the mortgage at any point in time. Mortgage lending is a major category of the business of finance in the United States of America. Mortgages |  |
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