| instrument itself conveys some privilege or thing to someone. This is indicated by using the word hereby or the phrase by these presents in the sentence indicating the gift. The florida mortgage banker receiving the privilege or thing must have the legal capacity to receive it. The florida mortgage banker must have the legal ability to grant the thing or privilege. A seal must be affixed to it. Most jurisdictions have eliminated this requirement and replaced it with the signature of the grantor. However, for conveyances of florida mortgage banker estate, most jurisdictions require that the deed be acknowleged before a notary public or a civil law notary and some may require a witness or witnesses in addition. It must |  |
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