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lower these numbers are, the better for you, especially, the first number. Examples: 2/2/5 - 5/2/5 - 2/1/6 - 3/1/6 - 2/4 bank of america small business loan 1/1/5 The first number is the initial change cap, the second is the periodic cap, the last is the life bank of america small business loan When only two values are given, this always means the initial change cap and periodic cap are the same. The longer the initial fixed period, typically, the higher the caps are given. “Interest rates on 30-year fixed-rate mortgages remained low, averaging 5.76 percent, bank of america small business loan the third quarter while the prime rate, key to home equity lending and lines of credit, rose to 6.75 percent,” said Frank Nothaft, Freddie Mac vice president and chief economist. “The sharp rise in the cost of home equity lines of credit and bank of america small business loan expectation that mortgage interest rates will go higher over the next year induced homeowners to look towards the refinancing option to extract home equity for home improvements or other investment purposes now.” “We are forecasting that home