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california mortgage lender mostly a function of state law, establishing a mechanics lien is mostly a process governed by state law, in particular a mechanics lien statute. The process for perfecting a mechanics lien varies significantly from state to state. However, common parts of the process of perfecting a mechanics lien include notice to the owner and to other persons or entities involved california mortgage lender the construction project, and also the drafting and filing of a document with the government office that records deeds or titles to land. Mechanics liens are also sometimes known as contractors liens and construction liens. Historically, the term "mechanic" california mortgage lender referred to any person who performed skilled labor, not limited to current usage that assumes a machine to be the subject of that work. Thus, at the time the phrase "mechanics lien" was invented, the understanding was that such a person might be a carpenter, plumber,