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federal income tax records for last two years Verification Of Mortgage (VOM) or Verification Of Payment (VOP) Borrower's Authorization Purchase Sales Agreement 1084A and 1084B (Self-Employed Income Analysis) and 1088 (Comparative Income Analysis) -- used if borrower is self-employed chase current interest mortgage rate sees the lower-interest home equity loan as a better alternative to a higher-interest credit card. Given the land constraints and the continued demand for houses, especially in the most land-starved coastal regions, chase current interest mortgage rate is almost remarkable that new-home prices have not soared. The median price for a newly constructed home is up 33% in the last five years in the United States, to $228,800 in August from $171,500 in August 2000, according chase current interest mortgage rate statistics from the National Association of Home Builders. ``Changing it isn't going to decrease homeownership,'' she said. ``It may help expand homeownership to low- and middle-income people who can't take advantage of it now.'' In the third quarter of 2005, 72 percent of Freddie Mac-owned loans that were refinanced resulted in new mortgages chase current interest mortgage rate loan amounts that were at least five percent higher than the original mortgage balances, according to Freddie Mac’s quarterly refinance review.