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higher interest rate. 4. Use the Internet Most people use the Internet to shop for rates but pick california compare mortgage rate the phone once they’re ready to apply. Starting your application on the Web, however, can help you bypass the traffic jams at the call center. Operation of the mortgage The borrower (also called the mortgagor) uses a mortgage to pledge real property to california compare mortgage rate lender (also called the mortgagee) as security against the debt (also

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