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to accrue interest at a higher APR, so you should never make a balance transfer on your card unless the business credit equity home line purpose is zero. A second mortgage is a secured loan (or mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. In real estate, a property can have multiple loans against it. The loan which is registered with county or city registry first is called business credit equity home line purpose first mortgage. The loan registered second is called the second mortgage. A property can have a third or even fourth mortgage, business credit equity home line purpose those are rarer. Second mortgages are called subordinate because, if the loan goes into default, the first mortgage gets paid off first before the second mortgage gets any money. Thus, second mortgages are riskier for the lender, who generally business credit equity home line purpose a higher interest rate. Almost 36 million taxpayers claimed the deduction in 2003, according to the most recent statistics compiled by the Internal Revenue Service. The President's Advisory Panel on Federal Tax Reform urged the administration to do away with the deduction and replace it with a credit worth 15 percent of interest paid during the year. They would scrap the deduction for property taxes, too. Working in the mortgage business, Simmons knows business credit equity home line purpose trusts the safeguards her industry provides. At