| periods on the market), then it takes anywhere from 2-4 maxiumum upward adjustments to reach this cap Negative amortization ARM caps See the complete article for the type of ARM that NegAM loans current va mortgage rate by nature. Most of them are Monthly Adjustable ARMs and the life cap or ceiling is simply expressed as a maximum rate, usually 9.95% or 10.95% these days. Beware though, some of these loans have 14-16% ceilings, you have to ask current va mortgage rate . . . The fully indexed rate is always listed on the statement, but borrowers are shielded from the full effect of |
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