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simple acknowledgement of the existence of a debt owed, whereas a promissory note, as its name implies, contains current diego in interest mortgage rate san affirmative undertaking to pay the amount stated. In the United States, a promissory note that meets certain conditions is a negotiable instrument governed by Article 3 of the Uniform Commercial Code. Negotiable promissory notes are used extensively in combination with mortgages in the current diego in interest mortgage rate san of real estate transactions. Other uses of promissory notes include the capitalization of corporate finances through the issuance and transfer of commercial paper. Payment Shock - Industry term to describe the severe (unexpected or planned for by borrower) upward movement of mortgage loan interest rates and it's effect on current diego in interest mortgage rate san Sadly, for those that do not read this wiki entry or who do read it but cannot understand it's contents, they may experience it, or spend too much of their incomes to borrow on fixed terms only. See Caps below Cap - Any clause that sets a current diego in interest mortgage rate san change for the interest rate of an ARM loan. Understanding CapsFor other uses of Amortization, see the Amortization disambiguation page. A real estate broker is in the current diego in interest mortgage rate san of brokering real estate transactions; this is, finding sellers for those who want to buy real estate and finding buyers for those trying to sell real estate. Real estate brokers and their salespersons assist sellers in marketing their property and selling it for the highest possible price under the best terms and assist buyers by helping them purchase property for the best possible price under the best terms. In many jurisdictions, particularly in the United States, a license is required to be a real estate broker. In particular, any of current diego in interest mortgage rate san following could refer to a real estate broker in America: A current diego in interest mortgage rate san owning, managing, or being in charge of a real estate brokerage firm, even if the broker just works for him- or herself. The real estate brokerage itself. The brokerage is the firm or business of the broker