| use the Internet to shop for rates but pick up the phone once they’re ready to apply. Starting your application on the Web, however, can conversion rate tracking you bypass the traffic jams at the call center. Operation of the mortgage The borrower (also called the mortgagor) uses a mortgage to pledge real property to the lender (also called the mortgagee) as security against the debt (also called hypothecation) for the rest of the value of the property. In legal terms, the creation of a conversion rate tracking gives the legal title of the land to the mortgagee and an equitable title (called "equity of redemption") to the mortgagor. The legal title, however, only exists as a security for a debt and does not convey any title or powers associated with real property. The mortgage instrument contains two conversion rate tracking the mortgage, which is |  |
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