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low cost health insurance alternativeThis article or section does not cite its references or sources. You can help Wikipedia by introducing appropriate citations.Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance. History and evolutionThe concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. Hearing Discounts with HearPO. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance. [1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case. Home health insurance for the unemployed health insurance austin texas cheap health insurance plan health insurance in ca family health insurance quotes low cost health insurance plan health insurance columbus florida small business health insurance kaiser permanente health insurance health insurance memphis health insurance in michigan health insurance tucson student health insurance quote health insurance fort worth west virginia health insurance ohio individual health insurance health insurance san jose california arizona health insurance quotes california comparison health insurance georgia health insurance quote california health and dental insurance student health insurance coverage dental health insurance plan florida group health insurance health insurance agent health insurance dallas texas health insurance for small companies canadian travel health insurance florida health insurance companies arizona health insurance quote |