health insurance in michigan
health insurance in michiganThe Health Insurance Portability and Accountability Act (HIPAA) was enacted by the U. S. Congress in 1996. According to the Centers for Medicare and Medicaid Services' (CMS) website, Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers. The AS provisions also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system. It is for uninsured children of Michigan's working families. Title I: Health Care Access, Portability, and RenewabilityTitle I of HIPAA regulates the availability and breadth of group and individual health insurance plans. It amends both the Employee Retirement Income Security Act and the Public Health Service Act. Title I prohibits any group health plan from creating eligibility rules or assessing premiums for individuals in the plan based on health status, medical history, genetic information, or disability[1]. Title I also limits restrictions that a group health plan can place on benefits for preexisting conditions. Group health plans may refuse to provide benefits relating to preexisting conditions for a period of 12 months after enrollment in the plan or 18 months in the case of late enrollment [2]. However, individuals may reduce this exclusion period if they had health insurance prior to enrolling in the plan. Home health insurance austin texas health insurance for senior citizen affordable health insurance self employed health insurance tampa nationwide health insurance dental health insurance quote health insurance quote georgia health insurance unemployed health individual insurance plan health insurance memphis health insurance cincinnati health insurance companies florida business health insurance small texas health insurance agencies west virginia health insurance health and medical insurance quote ohio individual health insurance pennsylvania low cost health insurance arizona health insurance quotes state farm health insurance health insurance raleigh self employed health insurance minnesota pet health care insurance cheap group health insurance student health insurance coverage dental health insurance plan health insurance agent health insurance price health and dental insurance plan arizona health insurance quote |