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health dental vision insurance(Redirected from Health Savings Accounts)This article or section is in need of attention from an expert on the subject. Please help recruit one, or improve this page yourself if you can. See discussion page for details.A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States. HSAs were established as part of the Medicare Prescription Drug, Improvement, and Modernization Act which was signed into law by President Bush on December 8, 2003. lasley insurance service in california. These accounts are a component of Consumer Driven Health Plans. HSA contributions may be made under tax-favored circumstances by employers, employees or both. Funds residing in an HSA account can be invested in a manner similar to those in an Individual Retirement Account (IRA). Funds may later be withdrawn tax-free for qualified medical expenses such as deductibles, co-insurance, dental and vision care, and many other items not covered under a particular health insurance plan. Because contributions, earnings and withdrawals are all handled on a tax-sheltered basis, HSAs represent a unique benefit under the Internal Revenue Code. Offering temporary health insurance and international medical and dental insurance nationwide. DepositsDeposits to an HSA may be made by any policyholder of a Qualified High Deductible Health Plan (HDHP), or by an employer on behalf of a policyholder. If an employer makes deposits to an HDHP on behalf of its employees, non-discrimination rules apply — that is, all employees must be treated equally. The only exceptions to the non-discrimination rules are that employers may treat full-time and part-time employees differently, and employers may treat individual and family participants differently. (The treatment of employees who are not enrolled in a HDHP is not considered for non-discrimination purposes. Home texas health insurance quotes individual health insurance quote online health insurance for senior citizen affordable student health insurance health insurance in ca individual health and dental insurance low cost health insurance plan low cost health insurance texas dental health insurance quote health individual insurance plan california health insurance online quote health insurance memphis business health insurance small texas health insurance tucson student health insurance quote best health insurance companies health insurance co california health insurance senior pennsylvania low cost health insurance group health insurance quotes health care insurance quote arizona health insurance quotes florida health insurance quote state farm health insurance self employed health insurance minnesota health insurance companies texas personal care health insurance student health insurance coverage individual health insurance company instant group health insurance quote |