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A pacemaker does not ordinarily disqualify you for LTCi.

What LTC underwriters are primarily looking for are conditions that would make you a higher risk of needing extended care.

Different companies have different underwriting requirements.

Find an agent that your comfortable with and give it a shot. Worse thing that can happen is that you get declined and have to try somewhere else. You'll get any preliminary premium returned if your are declined.

 

 

Term life insurance

 

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