It happens every day and we are seldom prepared!

Thieves can invade our lives when we least expect it. A fire or storm can destroy our home and business in a matter of seconds. It not only takes away our valuables, but also a lifetime of memories. Unfortunately, it does not stop there. Additional pain and grief awaits when we deal with our insurance company as they ask for proof of ownership and documentation of valuables.

Be prepared before a disaster strikes!

An inventory is especially important for insurance purposes. When you make an insurance claim for damage, lost or stolen property, your insurance company will require you to show the quality, description and possibly the amount of loss associated with each item. You may also be asked to provide copies of bills, receipts or other documentation to support your figures. If you omit some items or fail to include an adequate description of others, you may receive less then full compensation for your losses. Relying solely on your memory can be an expensive mistake.  The same documentation is required for divorce attorneys and probate judges.  This is quite a painful time for all concerned, when you are least able to think clearly and make good decisions.

The Solution...

A professional and confidential service that offers protection and peace of mind. Insurance companies want to fully restore your property but can only do so with proper documentation. We provide our customers with that documentation in the format most widely preferred by insurance companies.

Something To Think About

It is vital for every homeowner and business owner to keep a documented inventory of his or her personal property.

Failure to do so may cost you hundreds, if not thousands of dollars in the event of a property claim.

Property claims are settled with the "same kind and quality" premise. This is where the problems usually arise. It is assumed that families have color TV’s, maybe even two or three. But what is not assumed is that you may have a big screen TV worth $6,000, a custom dining room or bedroom set, antique furniture, collections or even a custom made entertainment unit.

Property that falls into this "non-standard rule" is not assumed by any insurance company. You will have to prove you had it in order to financially recover in case of a claim.

Our detailed inventory and photo record will be very beneficial at this time.

B & G Home Inventory Specialists are there for you when you need us the most.