auto insurance ratings


 


 

 

 

 

auto insurance ratings

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The Insurance Institute for Highway Safety is a U. S. Comparison Market gives you a better way to shop for auto insurance. non-profit organization funded by auto insurers. It works to reduce the number of motor vehicle crashes, and the rate of injuries and amount of property damage in the crashes that still occur. It carries out basic research and produces ratings for each model of vehicle.

The Institute's crash testing differs from that of the NHTSA New Car Assessment Program (governmental) in that its tests are offset from the center. This test exposes 40% of the front of the vehicle to an impact with a deformable barrier at approximately 40 MPH. Because only 40% of the vehicle's front must stand the impact, it shows the structural strength much better than the US government's NHTSA New Car Assessment Program full-width testing does. USAA Auto Insurance Ratings, Reviews, and Complaints. Many real-life frontal impacts are offset.

The IIHS uses four ratings for each category, Good (best, green G), Acceptable (yellow A), Marginal (orange M) and Poor (worst, red P). Vehicles which score Good in all the various rating categories, or which have only one Acceptable category, are given Best Pick designations.

As with NHTSA's New Car Assessment Program testings, vehicles across different categories may not be directly compared, as increased weight is beneficial in a two-vehicle crash.

Relatively new to the IIHS is the side impact test. Unlike NHTSA New Car Assessment Program test's low barrier, the IIHS uses an elevated barrier to simulate the impact of an SUV (approximately half of all new cars sold) into the side of the vehicle being tested. Insurecom provides instant online car insurance quotes, term life insurance
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