A review of your account indicates that you have had _______ checks returned unpaid from your bank.

 While we regret having to take this action, we must insist that all future payments on your account be made by money order or certified funds. Any payment which is not a money order or certified funds will not be accepted and will be returned to you, possibly causing you to incur a late charge.

 In making all future payments, please send them to the attention of

________________________ for proper credit.

 Your cooperation is appreciated.