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Obviously, the separation of content from its presentation deals not only with the styling aspects, but also with browser compatibility issues. The styling aspects were the first to be handled by web developers and web designers. As the complexity of information technology (IT) systems become increasingly more difficult to maintain, the internet community is looking for a solution that will become a standard so that content can be easily be managed. One goal for this standard is to define a “language” that IT systems can “talk” with each other and exchange information. Large corporations have historically used many different software platforms in their networks to conduct business. Internet based applications can provide a single platform that can act as an intermediary between all of these different systems and allow communication between them.

XML (Extensible Markup Language) has been adopted as a standard to present the content itself. OFX (Open Financial Exchange) is a close relative of XML that has been widely used by financial institutions who have been using Electronic Data Interchange (EDI) systems to transmit orders and invoices over private networks, intranets and the internet for several years.