Accidents can and will happen during photo shoots or video recording. Keep yourself safe by using only professionals who have insured equipment in the event something gets damaged. Because these are
basically independent contractors, if they need to take photos or shoot videos at your place of business, ask if they have a workman's compensation policy. You may even want to consider purchasing some event insurance in case your event is delayed or canceled due to bad weather or other circumstances you can't control. Your insurance broker can help with this type of insurance.
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