Restaurant Insurance
Restaurants have some of the highest need for insurance. Have you ever considered just a few of the coverage’s you may need? Of course there is property coverage for all of your tables, chairs, and equipment. Liability is probably the next most common thing you have heard of for your slip and fall or injury to a patron. But the coverage’s you need do not stop there. Do you know if you have coverage for your food if the refrigerator breaks and it all spoils? The spoiled food coverage you could have on your policy may only cover a very limited amount. Employment practices coverage (EPLI) is another coverage you may or may not be aware of. Some insurance copies give you a few thousand dollars coverage others exclude this from the policy. There are many things that can happen all at once at a restaurant be sure you have the coverage you need to cover what you have worked so hard to make great.
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