Your phone might be the biggest reason of your car insurance rates!
What can distract you while you drive, the most common answer will be your cellphone which you often use while driving which is the biggest risk factor because of your phone you could land up in serious trouble and you can lose your life too which is priceless for your family. On the other hand, for example, you are driving and suddenly phone rings up then there are high chances of your car to be wrecked, in any kind of emergency make use of your Bluetooth device so that you don’t face any problem during driving.
The insurance authorities have reported of such excess increase in rate because of the Recession which washed off many of the people jobs and when the economy recovered then the price of gas increased like anything and the drivers wrecked while going for work, so this how the crash rates start increasing and the insurer or insurance agencies increased their average rate up to 8 percent.
Overall, if you will look according to the national highway commission the rates of the accident have risen 4 percent this year starting that’s the main reason that insurance agencies rates are increasing day by day at a high rate.
Few of the best agencies like state farm lost $85 billion in the auto business and there are many more companies too, and the state which faced this event the most is Louisiana. In today’s world if you will look that the car cost is so high and over that you need to fix up the safety accessories too like airbags, cameras for spotting the blind spot like if you are driving on mountains and the automatic seat belts which tighten you up at the time of accident, everything costs money which sometimes number of people fails to fill up for such innovative technologies.
As per the records of national highway commission the main reason of accident behind is the accident which happen because of the distraction of the smartphone which everybody use and above all the loud music or the drinks in car is the major factor of maximum accidents, with autoinsurancebeat.com you can compare and get the real quotes for free with less premium monthly plans.