The policy provides for reimbursement of medical expenses incurred during hospitalization to the insured in case of

*sudden illness *accident *necessary surgery

• Any individual including his family members can be covered

• Age - 3 months to 80 years

• Family discount 10%

• Cumulative Bonus - 5% for each claim free years (max upto 50%)

• Reimbursement of cost of medical check up once for every block of 4 claim free years

• Tax benefits u/s 80D - premium paid is directly deducted from gross total  income

• Cash free facility through TPA (Third Party Administrator)

The policy offers compensation in case of death or bodily injury to the insured, directly as a result of an accident.

• World wide 24 hours cover

• Age - 5 to 70 years

• Cumulative Bonus - 5% for each claim free year (max up to 50%)

• Family Discount - 10%

• Can be extended to cover medical expenses (up to 40% of claim amount) by charging 20% extra premium.

The policy covers Medical Expenses incurred by the insured, outside India as a direct result of bodily injuries caused by accident or illness contracted whilst traveling abroad for business / holiday / employment / studies

• Premium paid in Rupees while claim settled in foreign currency

• Age 6 months - 70 years (person aged above 70 with no adverse medical history can be granted cover with additional loading on the premium)

• Different plans for Corporate Frequent Travels and Study and employment

• Cover available for 1 to 180 days (can be extended before the expiry period subject to declaration of good health of the insured provided there is no claim and the total policy period does not exceed 1 year)

• Compensation  for *Personal Accident *Loss/ delay of checked in baggage *Loss of passport * Personal liability

If you require a quotation or more information, please feel free to use one of the following contact methods: