Cheese Tarts

1 package cream cheese, softened
1 can sweetened condensed milk
1/3 cup lemon juice from concentrate
1 tsp. Vanilla
2 packages. Graham cracker crusts
Assorted fruit (such as strawberries, blueberries, bananas, raspberries, orange segments, cherries, kiwi fruit, grapes, pineapple, etc.)
1/4 cup apple jelly, melted (opt.)

With mixer, beat cheese until fluffy. Gradually beat in sweetened condensed milk until smooth. Stir in lemon juice and vanilla. Spoon into crusts. Chill 2 hours or until set.

Just before serving, top with fruit; brush with jelly, if desired. Refrigerate leftovers.