Our exclusive manual, Credit Solutions, features over 150 selections. You will receive detailed information about each credit card issuing institution including, names, addresses, phone numbers, toll free 800 lines, interest rates, annual fee, late charge, grace period, and credit discrepancies allowed so individuals with bad credit can make the right choice!

The best part about this self-help financial and credit manual is that you will be able to choose the best credit card offer for your needs. You may select the bank with the lowest interest rate, or you may decide on a bank that has no annual fee, or no application fee. You may also select to apply to one of the banks that require no security deposit.

After you have received your major credit card(s), you may be eligible to obtain any major department store credit card instantly. With each card you obtain, your credit file becomes more favorable to other credit grantors.