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OH LITTLE CREDIT CARD

(Sung to the tune of "O Little Town of Bethlehem")


Oh little Credit Card
You bring me Christmas cheer;



Without your clout,
I have no doubt
No gifts I'd give this year;



Your credit line allows me
To run up bills quite large,



And when I'm through exhausting you,
I'll use my Master Charge



Oh little Credit Card
You bring me discontent;
I calculate your interest rate
Is over 12 percent;



Each month your cry for payment
My letterbox bombards;



I'm one more sap
Caught in your trap--
Next year I'll just send cards






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