Should I keep my
group coverage

Open enrollment rules
explained

Medicare supplement plans VS Medicare "Advantage" plans

Can my rates be  increased

2006 medicare
drug program
explained

MIDSOUTH HEALTHCARE SERVICE
The purpose of this website is to educate senior citizens about their medicare benefits in order to assist them in making the best decisions reguarding whether to keep traditional medicare (Part A & B) or switch to one of the new medicare "Advantage" plans. Both plans have "good" and "not-so-good" features.....it is vital that you understand the "not-so-good" features of both !!

      God Bless America  

 

MEDICARE "ADVANTAGE" PLANS REPLACE STANDARD MEDICARE BENEFITS WITH A PRIVATE INSURANCE COMPANY PLAN, AND THE VARIOUS "CO-PAYS" ARE PAID BY THE POLICYHOLDER. MANY FACILITIES WILL NOT ACCEPT THEM !

STANDARD MEDICARE (PART A & B) IS ACCEPTED VIRTUALLY EVERYWHERE AND WITH THE PURCHASE OF A MEDICARE SUPPLEMENT PLAN, THE RECIPIENT CAN HAVE TRULY NO OUT-OF-POCKET COSTS ON ALL SERVICES PROVIDED BY MEDICARE !   ( SEE PLAN "F" )
 

ALL MEDICARE SUPPLEMENT PLANS ARE IDENTICAL BY FEDERAL LAW, BUT EACH COMPANY HAS A DIFFERENT PRICE FOR THEM, WISE SHOPPERS WILL SEEK THE BEST PRICE IN THEIR AREA. ALSO, IT IS ADVISED TO SEEK COMPANIES THAT HAVE BEEN IN THE MEDICARE SUPPLEMENT MARKET FOR SEVERAL YEARS, AS COMPANIES WHO HAVE RECENTLY ADDED SUPPLEMENTS TO THEIR PORTFOLIO NEARLY ALWAYS START WITH LOW, LOW RATES THEN RAISE THEM TO WHAT THEY CONSIDER A "PROFITABLE" AMOUNT AFTER THE FIRST  AND SECOND YEAR. THE BEST INSURANCE IN THE WORLD IS NO GOOD IF YOU CAN'T AFFORD IT TWO YEARS DOWN THE ROAD !! ALWAYS FIND OUT HOW LONG THE COMPANY HAS BEEN SELLING MEDICARE SUPPLEMENTS.

CLICK BELOW FOR YOUR PERSONAL QUOTE.

GET MY RATES !













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