Do you realize what you're paying in interest if you're one of the tens of millions of Americans with a 30-year mortgage? On a $100,000 mortgage at 8.875%, you'll pay $186,440 in interest plus $100,000 in principal for a total of $286,440. ouch!
Let's say you've been making monthly payments for ten years...or one-third of the term of your mortgage. How much of that $100,000 has been paid off? 33%? 22%? 11%? Sadly, only $10,771 (or 10.8%) was credited to the principal in those ten years...the rest went to pay interest. After 10 long years of making payments, you've built only 10.8% equity in your home. Ouch! Ouch!
Homeowners are now beginning to realize it is essential to accelerate the payoff of a home loan rather than waste money on mortgage interest.
THE EQUITY ACCELERATION PROGRAM Our program allows you to reduce the amount of interest you pay on your mortgage and build equity two to three times faster. It is ideal for anyone wanting to pay off a loan sooner, while increasing equity and reducing interest expense. We can accelerate almost any type of business or personal loan or mortgage. Here's how it works...
Instead of making a mortgage payment once a month, your checking account is charged one-half of this amount every two weeks. (for example, if your monthly mortgage payment (PITI) is $1,000, your account would be charged $500 every two weeks.) This biweekly plan substantially reduces the amount of interest you'll pay, and has been endorsed by everyone from the WALL STREET JOURNAL to CONSUMER REPORTS to the U.S.Government.
COMPARE THE EQUITY! Our biweekly program also helps you build equity at over twice the rate of a monthly plan. With our plan, your equity after 10 years of making payments would be over $26,000 (verses $10,771 on a monthly plan). The best news is that your mortgage will be paid off in 21 years instead of 30... It's really quite simple. Since there are 26 biweekly periods in a year, you make the equivalent of an extra mortgage payment every year, and this payment goes directly to paying down the principal.<\i>
ANNUAL MORTGAGE AUDITS INCLUDED According to the F.S.L.I.C.,if you have an adjustable rate mortgage there's an almost 50% probability you've been overcharged by your lender and are entitled to a refund...we'll help you get it. According to U.S. Government data, the average overcharge is $1,500!
With the Equity Acceleration Program, you pay a small, one-time enrollment fee. After that, your only cost will be a $3.95 biweekly transaction charge...the lowest of any company in the industry.
BANK PROGRAMS Banks offering biweekly mortgages charge points and origination fees to refinance loans to the biweekly system, costing you thousands. These lenders don't offer auditing and will refuse to audit your mortgage unless YOU can prove they've made a mistake. With U.S. Mortgage and Diversified Financial Services on your side you can be assured we'll find any mistakes which may have occurred. And U.S. Mortgage will provide ALL the documentation you'll need to get your refund.
U.S. MORTGAGE IS NUMBER ONE! U.S. Mortgage is the largest mortgage acceleration and auditing company in the United States. We manage and service billions of dollars in mortgages just like yours. We've developed our own auditing system to review each payment made on your mortgage. These reviews allow us to detect lender errors, so that we can assure you the maximum benefits of our program.
With U.S. Mortgage, you become a lifetime client. Once you enroll, you can transfer your biweekly program to future loans as many times as you like... at no additional charge.
FREE MORTGAGE COMPARISON What Will Our Equity Acceleration Programs Do For You?<\b>
You won't know unless you ask. Diversified Financial Services, Your U.S. Mortgage representative can run a computer analysis illustrating the program benefits for FREE. You may also click onto the Mortfree link below, and download a Free program analysis, you will need to enter a access code to run the program. The access code is the current month and year, example January 1999 would be code 0199.
REQUEST FOR A FREE COMPUTER LOAN ANALYSIS BY E-MAIL or FAX Just leave the following information 1. Original amount of loan: 2. Date of first Payment: 3. Interest Rate: 4. Fixed or Variable interest rate: 5. What is your monthly payment: 6. Does Payment include taxes and insurance: Yes or No 7. Notes Your Name Your phone number and best time to call. FAX NUMBER 413-332-7742
SALES AGENTS WANTED! REGIONAL MANAGERS NEEDED, ALL AREAS AVAILABLE!! Earn $50,000 to $75,000 per year as a sales agent for Diversified Financial Services. Representing U.S.Mortgage Reductions Equity Acceleration Program. REGIONAL MANAGERS $75,000 TO $125,000 CALL FOR FREE INFORMATION PACKET!! 800-365-7550 EXT 72337
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