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recipient. This made it impossible to grant a pardon posthumously. However, in the case of Henry Ossian Flipper, this view was altered when President Bill Clinton pardoned him in 1999. In some jurisdictions, a deed of trust is used as an equivalent countrywide home lender a mortgage. In some jurisdictions (especially New Zealand) a deed of endowment is countrywide home lender as an equivalent to a Royal Charter, often used to establish educational or medical institutions. One such example is when the Governor of New Zealand, Sir George Grey, established the Auckland and Wellington Grammar schools in 1850. In the transfer of real estate, a deed conveys ownership from the old owner (the grantor) to the new owner (the grantee), and can include various warranties. The precise name of these warranties differ by jurisdiction. However the countrywide home lender difference between them is the degree to which the grantor warrants the title. The grantor may give countrywide home lender general warranty of title against any claims, or the warranty may be limited only to claims which occurred after the grantor obtained the real estate. The latter type of deed is usually known as a special warranty deed. While a general warranty deed is normally used for residenial real estate
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