| m - The number of periods in the time frame of I. I is usually based on bankruptcy michigan mortgage refinance year but it could be based on any amount of time. i - The interest rate for the compounding period which is needed for the calculation. For example, a real property mortgage is usually based on a monthly period. In bankruptcy michigan mortgage refinance case i=I/12 where I is based on the normal yearly period. In general i=I/m. Also I needs to be a decimal not a percent thus it also needs to be divided by 100. n - The total |  |
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