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of mandatory notices and disclosures that provide the owner an opportunity to ensure that the project's finances are being properly managed, in addition to being able to monitor the physical progress of the work. Real property of the government is ordinarily not bimonthly mortgage payment to the claims of private parties, and a purported state-law mechanic's lien against government land is generally void. However, the personal property of the bimonthly mortgage payment namely the funds allocated for the project, are lienable, at least in some states. To protect subcontractors and suppliers of US federal government construction projects where the contract price exceeds $100,000.00, the Miller Act (40 U.S. Code bimonthly mortgage payment requires general contractors to give a surety bond which guarantees payment for work done in accordance with the terms of the contract. Many state and municipal governments also require contractors on public works projects to be bonded. The Hybrid ARM Because of lower cost and the fact that their value tends to depreciate more quickly than site-built homes, manufactured housing is traditionally, although bimonthly mortgage payment not always, used by lower-income people. This has led to prejudice and negative zoning restrictions, built around the stereotypical concept of a trailer park where the housing occupies small, rented lots and often remains on wheels, even if it stays in one bimonthly mortgage payment for decades. Modern units, especially modular homes, often belie this image and can be


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