| you make a balance transfer of $2,000 on your card for 0% APR. Now the monthly payments that you make, they will apply completely towards those $2,000 that you transferred. The balance of $350 from the purchase stays best cd savings rate accruing interest on that at the rate of 15% APR. This also suggests that you should not use the same card to make any purchases after you make a best cd savings rate transfer using that card. The reason is the same as explained above. |
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