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after you make a balance transfer using that card. The reason is the same direct mortgage lender and georgia explained above. Any monthly payments that you make is going towards your balance transfer letting the purchase balance to accrue interest at a higher APR, so you should never make a balance transfer on your card unless the balance is zero. A direct mortgage lender and georgia mortgage is a secured loan (or mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. In direct mortgage lender and georgia estate, a property can have multiple loans against it. The loan which is registered with county or city registry first is called the